In financial markets there are many products that have a lot of terms and conditions of a technical nature. These include lock-in periods, staggered periods of payment, staggered periods of pay-out and many others. We help clients understand nuances of each product, their potential risks and downside, if any.
In many families, there are one or two decision-makers who are in the know of all the financial matters. We encourage our clients to share relevant information with all their dependent members so that they are also made financially aware.
Rising medical costs, higher inflation and longer lifespans are making detailed Retirement planning the need of the hour. We help our clients plan for their retirements keeping in mind factors such as present financial status and remaining number of years to go for retirement.
Today, most children and their parents aspire for a foreign education. We help clients design plans that help parents prepare financially for this expense. We suggest products that can help hedge foreign currency risk as well.
Many families have all their investments made in KYCs that are in the highest tax slab. Several NRIs also face tax issues related to their existing investments. We assist clients to make the most tax-efficient portfolios, keeping in mind India’s tax norms which change in the Budget every year.